The Multiple Facets Of Luiz Carlos Trabuco Cappi

Born in 1951, Luiz Carlos Trabuco Cappi had to work multiple jobs to get himself through college where he specialized in Economic Science, he also pursued a post-graduate degree, and he has a Master of Philosophy. The early exposure to the various facets of the meant that he learned the tradecraft from those deemed as pioneers in the banking industry in Brazil and the world over.

This hands-on experience contributed to his rapid rise in the financial world, and he is currently ranked among the most influential bankers in the world. He has received numerous awards not only in his home country but across the globe for his stellar achievements and for his role in building up Banco Bradesco to where it is today as a leader in the banking industry.

Lazaro Brandao finally stepped down as the bank’s chairman at the age of 91, a move that caused a lot of mouths to gape his age notwithstanding. Before he could take over in that capacity, the new Chairman had to nominate a successor to fill his shoes as C.E.O. Octavio de Lazari Junior was the preferred candidate, even though his appointment was announced early, it was formally approved in March 2018. Lazari’s almost four decades worth history with Bradesco, which he began as a lowly clerk at a tender age of 15, helped push him ahead of other potential candidates for the position.

Read more: Bradesco anuncia Octavio Lazari no lugar de Luiz Carlos Trabuco Purchase of HSBC, About Bradesco, New Chairman

Acquisitions and mergers mission
Before he was C.E.O, Luiz Carlos Trabuco Cappi had held the numerous and varied post in the bank at an executive level. When Luiz Carlos Trabuco Cappi first took over as the Bank’s C.E.O, he led an aggressive campaign that changed the face of Banco Bradesco. He went on acquisitions and mergers crusade that saw him not only expand the institution’s asset base but also culminated in the alliance between HSBC Brazil and Banco Bradesco to form one of the most successful financial institutions in Brazil. It was also during his stint as C.E.O that online banking was introduced at the bank, this helped bring in young Brazilians who preferred the convenience of online banking, unlike their elders who held on to conventional banking. Before he could carry out all his planned changes, first he had to deal with a financial crisis that threatened to push the bank out of business. Bad debts, a high employee turnover rate and a severely flawed pension scheme were few of the challenges he had to overcome if he wanted to achieve any positive results.

Luiz Carlos Trabuco Cappi has spent close to five decades at Banco Bradesco where he started as a clerk in 1969, and where he has spent almost his entire career, and it is said he even turned down a job offer from the Brazilian government choosing instead to preserve his devotion to Banco Bradesco. It is for this loyalty and dedication, he has finally been given the reins and tasked with the job of leading the bank to greater heights. Luiz Carlos Trabuco has plans that will see the Bank rise to the top of the global financial industry.

Check more about Luiz Carlos Trabuco Cappi:

The Tweet Storm of Shervin Pishevar

Shervin Pishevar is both a tech investor as well as an entrepreneur. His success comes from being able to identify trends quickly. At the beginning of 2018, he took his followers by surprise by sending off dozens of tweets in a short period of time.


It wasn’t long before many bloggers were calling it a tweet storm.


Shervin Pishevar wasn’t very active on Twitter through the end of 2017 and the beginning of 2018. However, in February 2018, he decided to break his silence. He sent off the first tweet, with a “#1” stating that he wanted to share a few predictions.


No one had any idea that he planned to send a total of 50 tweets, all numbered, within 23 hours.


Shervin Pishevar covered a significant number of topics throughout these 50 tweets. This included everything from how he predicted the stock market would drop 6000 points in aggregate over the next few months to how cryptocurrency would take a dive and then slowly stabilize over the next year.


The tech investor also decided to compare the United States to China in terms of the speed of execution, noting how the United States is falling behind. He also talked about how Silicon Valley is more of a concept than a physical place in terms of how entrepreneurs are born. Additionally, he spoke about the number of monopolies in the United States and how we as a country need to be careful about letting them gain too much more power.


Many of the predictions that Shervin Pishevar made have already proven to be trustworthy. He has helped to open the eyes of many. There are plenty of entrepreneurs listening to his every word. Additionally, he has gained considerably more followers since the beginning of 2018 because of the tweet storm that he created.

Jeremy Goldstein, a partner at Jeremy L. Goldstein & Associates

Goldstein is a graduate of New York University from where he holds a J.D degree and a B.A from Cornell University. Also, he holds an M.A from the University of Chicago. He is the chairman of Mergers and Acquisition Sub-committee of the American Bar Association Business Section.

The many previous years, he has been working with the large corporate deals. He is among the top executive compensation attorneys in the USA with vast experience in managing business issues. Learn more about Jeremy Goldstein: and

He is not only able to handle business but also things to deal with compensation of property. His excellent knowledge he has gained through his studies has enabled him to solve matters regarding firms.

Jeremy Goldstein is among the partners of Jeremy L. Goldstein & Associates. The organisation deals with advising CEO’s, managers, businesses and compensation committees. It helps other companies in transforming their events and other ideas.

Goldstein has been a resourceful person in this organisation and is making many efforts to develop and maintain relationships with their clients. Goldstein keeps talking to the client of the organisation when there is no matter to discuss. It supports the relationship with the organisation and its clients. Read more: Jeremy Goldstein | Slideshare and Jeremy Goldstein | Quora

The governance circles had a lot of issues concerning conflicts in executive compensation. Jeremy Goldstein and other partners of the JLG Associates saw that there was a problem in consultation from the large organisation about then breakups.

They took this great opportunity and formed their organisation. Jeremy Goldstein advised his clients about their commitment to work and their careers. These are the issues which wriggle in their minds and hearts. The job requires commitment and full-time dedication. Most of the matters are in unusual transactions hence one has to manage time and ensure productivity properly.

Jeremy Goldstein has done the work for about 20 years, and therefore he has vast experience in handling the issues. He says that the cases brought to the organisation are not new to them yet they had tackled them in the past. In the previous times, the organisation saw to it that some issues can turn to worst ever but actually after working on them they turned best.

The organisation nowadays takes the setbacks as opportunities to launch forward. The clients keep advising the organisation to use the new technology to deliver services to the clients. The organisation has brought significance to the other businesses as in the provision of compensation and advice as well.

Connect with Jeremy on LinkedIn

How NGP VAN is Helping the Democrats Win On the Campaign Trail

The Democrats have always been good at keeping up to date with the latest cutting-edge technology. FDR was elected for 4 terms — yes 4, they had to amend the constitution because he was so popular — and his fireside chats had a lot to do with it. The radio was the latest and greatest invention at the time, and FDR jumped on board to use it to appeal to modern voters. The same thing can be said of Donald Trump. No matter how infamous, his use of Twitter has drawn out constitute and been used as a platform to communicate in the digital age.

Republicans like Donald Trump may make use of technology to communicate to the public, but the Democrats are the kings of using it on the campaign trail. NGP VAN is the Democrats primary tool when it comes election time. The DC-based company is a massive voter database and analytics company that helped draw millions of voters out for Obama, twice, and is put to continuous use since by the Democratic Party.


In contemporary politics, data is king. The ability to categorize and organize potential voter information in a way that lets you systematically target voters is a massive tool come election time. There is currently no-one better at this process than NGP VAN. NGP isn’t just a voter data collection tool, it’s a fully integrated platform that allows Democrats to use cutting edge technology in order to turn voters out to the polls.


In order to stay on top, NGP VAN recently swallowed a  few startups and integrated the technology into its software. For example, Hustle, the San Fransisco based startup, is a peer-to-peer communication platform that was used heavily during the Obama election. On the other hand, SpeakEasy Politics is a direct-to-mail platform that uses integrated voter data in order to better target potential voters. Both of these startups are now part of the NGP VAN platform; a platform that is continuously growing.


The Democrats use of NGP VAN and other cutting-edge technologies have made them a force come elections. If the Republicans don’t find software to match they are going to see heavy losses in the data sector come election time. Of course, this will be difficult to do, as NGP VAN is the primary voter database tool and is only for use by Democrats.

Have You Heard That PSI Pay Is The Future Payment Method?

Change is inevitable especially in our current world where technology is the order of the day. If you don’t change, then something or someone will change. The banking industry has had various changes and transformation but what it is yet to experience fully seems to be more excellent and thrilling above the previous advancement. Have you ever thought of contactless and cashless payment? Well, it might be hard even to think of how possible it is but the fact is that the technology is here with us introduced by PSI-Pay Ltd in collaboration with Kerv.

The beauty of PSI-Pay is its ability to close the existing gap between digital wallets of different countries across the globe; it will enable quick and secure international payments. For example, digital wallets used in European market like Ecopayz come with the convenience of having multiple currencies and enables the users to deposit or withdraw money from various ATMs using their credit cards. The cons of carrying digital wallet are how conscious you ought to be especially when carrying a large amount of money and the many complaints that the digital wallet providers settle daily.

Digital wallets in America are connected to their credit and debit cards which they use to settle their transactions. Most of the young adults in America prefer using digital wallets like Masterpass and Walmart Pay because of the speed and security in it nevertheless; it has not fully become an alternative to a bank account.

Many experts predict that by 2020, PSI Pay contactless payment will have taken considerable roots in America and Europe. As a matter of fact, this cashless payment method is doomed to be more popular and common than cash according to financial reporting. Consequently, it is an alternative banking solution that will enable users to deposit or withdraw their funds fast and secure from their banking network in over 44 currencies across 173 countries worldwide.

Kerv in partnership with PSI Pay has replaced credit cards with wearable devices like watches, rings, pins, bracelets, gloves etc. to be used in paying merchants. No more PINs, signatures, carrying phones, long queues or replacing batteries. Although digital wallets used by Americans and European market save time and secure, PSI Pay seems to add more advantages over the digital wallets. That’s why many are going for them and the future for the wearable devices is guaranteed especially after people become aware of them extensively.

Talk Fusion is the Future of Communication

Talk Fusion has kicked up their offerings a notch by adding a video chat application (app). Since 2007, Talk Fusion has been on the forefront of helping companies to improve communications with their customers. Talk Fusion has become a very popular business tool that utilizes state of the art technology. Products are available in more than 140 countries.


Available on the Google Play Store, as well as through iTunes, Fusion on the Go app has a variety of new features that adds convenience to the art of helping businesses retain a competitive edge. The app can be downloaded to iPod Touches, iPads and iPhones that utilize the iOS 7 Operating System. The app can be used on Android devices with access to the 4.4.3 system.


The most productive and favorite product for the company is video email. This particular app allows a business to connect with customers via the use of video email messages. The app can be used to send messages from Android or Apple devices to customers from any location. The videos can be recorded live, using a pre-recorded video or a video template. If a template is chosen, the sender has the option to customize the video to make the video fit the campaign.


Founder and CEO (Chief Executive Officer) Bob Reina reiterates Talk Fusion can also be utilized to make personal calls to family and friends. This allows video calls between multiple people on a variety of devices. The calls use a link that is shared by all participants.


By using the app, the initiator can create a secure and private meeting room and invite other participants via text message or email. It is necessary to have a 3G, 4G or Wi-Fi connection. Once established, the meeting room can be accessed at a later date, as well as when it is created. It is easy to find customer’s or family or friends online, as well as sending invitations to join the conversation. Chat has also incorporated picture messaging into the app. The images are crisp and clear with very limited blurriness or choppiness. Conversations can also be saved and archived for future use or reference.


The Fusion on the Go app has kicked its offerings up a notch with user friendly and quicker functionality, as well as capabilities. The goal is make Talk Fusion the absolute go to app for businesses and individuals and stay on the forefront of the industry. The products can be used to give a business a step up when it comes to communicating with clients. Learn more:


All about Betsy DeVos

Betsy DeVos is a reformer and has all through been an active member in the educational reform movement. She is a graduate of Calvin College where she actively participated in the University Politics. Betsy has been a lead at different party organizations and campaign. She was once the chairman of the Republican Party for around six years.

Betsy DeVos is married to Dick DeVos who was an aspirant for the governorship of Michigan nominated by the Republican Party. This is a clear indication that the spirit of reforming runs through the family. Betsy DeVos has a variety of leadership roles such as the chairman of the American Federation for Children, Alliance of School Choice and the Windquest Group, a firm they established back in the year 1989 in collaboration with her husband. The firm basically invests in manufacturing, clean energy and technology. Dick DeVos was once the president of the Orlando magic NBA franchise and the Amway.

In an exclusive interview, Betsy said that it was not just instantly that she joined educational-movement reforms but the whole process was a step by step affair. She said that when her children were at a school going age, her together with the husband, they paid a visit to Potters House Christian School. The school for a long period of time, it had been serving children mainly those from low income families and while there, they got to have a word or two with several parents. They visited the school more frequently from then and they learnt that most of the parents there experienced difficulties when it came to payment their children’s fees. That kind of situation triggered them to offer support to individual students at the school and this became a great commitment.

This kind of dedication made them even think on a wider perspective about education and by doing so, Dick expressed his interest in vying for the State Board of Education in Michigan which he successfully managed. After the elections, Betsy DeVos established a foundation through which she gave out scholarships to students from families that earned little income. She was also working with two national charities which both worked towards expanding educational choice through vouchers and tax credits.

Betsy DeVos was born back in the year 1958 into a wealthy, conservative prince family. She practices religion as a Christian as she was raised at a church in Holland. She is a dedicated family woman with a husband, Dick DeVos, and four already grown up children. The family has all through been contributing to conservative religious and political causes.

Betsy DeVos pursues reforms by manipulation of several nonprofit roles. She chairs their family foundation and her charitable efforts are felt in the entire nation. Betsy also actively participates in several national and local boards like the DeVos Institute for Arts Management among others. She is largely known as a senior advocate for the educational choice movement.


Follow Betsy DeVos on twitter for updates.

Enhanced Athlete is Cleared in Lawsuit Against Nutrition Distribution

Enhanced Athlete in facing its lawsuit from Nutrition Distribution has won its case and has been able to convince the Judge in the District Court of California to override the injunction plea of Nutrition Distribution. Enhanced Athlete pleaded the fact that Nutrition Distribution is in the business of starting lawsuits to settle out of court. Enhanced Athlete showed that Nutrition Distribution has recently filed over 70 lawsuits against supplemental companies lie Enhanced Athlete and argued that their motive was to have companies respond to the case and desist letters as an alternative to settle these cases out of court. Enhanced Athlete, the Cheyenne, Wyoming company has also stated that it was the recipient of several letters sent by Nutrition Distribution that it demanded payment as a remedy to its loss of sales because of Enhanced Athlete’s false advertising of its products, which effected Nutrition Distribution’s sales.

The California District Court Judge denied the injunction pleaded by Nutrition Distribution and judgment in favor of the evidence brought forth by Enhanced Athlete.

Enhanced Athlete further argued that Nutrition Distribution has never been able to show that advertising done by Enhanced Athlete was a direct result of the loss in sales of Nutrition Distribution. Scott Cavell, CEO of Enhanced Athlete, called Nutrition Distribution’s claims a “shakedown scheme,” and argued it would not allow itself to be the “next victim” of Nutrition Distribution.

The legal representatives of Enhanced Athlete admitted that the Court has shown its decision in favor of Enhanced Athlete showed Nutrition Distribution failed t bring substantial evidence of a causal link between its loss of sales and the alleged misleading advertising carried out by Enhanced Athlete.

Enhanced Athlete has two daughter companies, Enhanced Coaching, and Enhanced Gear, which also help an athlete reach their full potential thru providing individualized coaching and sports gear. Enhanced Coaching offers customized training packages to athletes thru professional bodybuilding experts. Similarly, the other daughter company of ENhanced Athlete specializes in athletic equipment which maximizes training and bodybuilding performance. All three companies carry the Enhanced Logo, and each has its own dedicated website where customers can contact official representatives.

Lacey and Larkin on the conduct of Joe Arpaio

Joe Arpaio is a former sheriff of Maricopa County. He is popular for his action against the immigrants living in this county. For 24 years, he was the sheriff of the county and managed to win the seat for six times. In what is seen by some experts as a way of retaining the seat, Joe was against immigration into the United States by Latinos who were coming from the southern border of Mexico.

Joe Arpaio knew that there was a high number of nationalists in the county who hated the idea of immigration. By managing to convince them that he would protect them from effects of immigration, he was able to keep them in his voting basket.

Jim Larkin who is human rights activist in the United States is one person who followed Joe Arpaio closely and knows all the things he did. One thing he gives Arpaio credit for is being a smart politician. He knew how to play with the minds of the people, and that is how he managed to retain the seat.

Jim Larkin however, detests Arpaio for the action he took when dealing immigrants. He was ruthless and in so doing messed up the lives of very many people.

Victims of Arpaio misconduct were immigrants living in the county without the necessary documents. He hunted them down and made sure that they went through torture they have never seen in their lives. Read more: Jim Larkin | and Michael Lacey | Crunchbase

Joe Arpaio created concentration camps which he used as jails to hold the immigrants as they awaited deportation. The concentration camps were inhabitable. They lacked all the necessities needed to support human life.

There was a shortage of water and food in the facility. One of the popular concentration camps that were behind torture of many immigrants is Tent City. The camp can be described as hell by those who went through it. People were beaten and even killed by officers attached to the county. Women would give birth while chained to their beds.

Michael Lacey and Jim Larkin are journalist and owners of a publication known as Phoenix New Times. They were following the actions that were being taken by Joe Arpaio and documenting it. They would use the publication to highlight the wrongs that were being committed to those who were in the country illegally. Learn more about Michael Lacey and Jim Larkin: and

Being an immigrant is not a crime that should be punishable by death. It is not clear how just because you are an immigrant someone would see you as a criminal who deserves a bullet in the head or just torture like the one Arpaio was sponsoring.

Arpaio was so evil that instead of building better jails, he would channel the money to other causes and instead built temporary facilities which he called concentration camps. Lacey and Larkin also faced the wrath of the rogue officer after Arpaio arrested them.

They were later released. They instituted charges against Arpaio and the state. The case ended with a compensation of $3.75 million to the duo. They are now using this money to assist human rights groups in Arizona to play their role.

Life Lessons From A Great Surgeon, Dr. Saad

Dr. Saad was born in Palestine in the 1940s. During these years, there were major conflicts with Israel and this forced him and his family to go through some very tough times. Dr. Saad never succumbed to any forms of pressure even when still a young man and developed a great resilience and mantra. He believes that anyone can be who they want to be as long as they are willing to give it their all to be that.

Dr. Saad has been able to prove this by maintaining fortitude and resilience in pursuing his desire to become a surgeon from a very tender age. Dr. Saad never had a smooth life as he grew up because at one point he was forced to abandon his friends and old life because the family suddenly relocated to a new place and he had to start a new life. This was very tough for him given the fact that he was still very young at that point in time.

Through the mentorship of his father, a hard working oil construction worker, he was able to gain focus to pursue high levels of education so as to get out of the state of life they were living in. Dr. Saad’s belief as a young man that he would one day is a well-recognized surgeon hang around his neck as he carried that belief with him all of his days.

It was greatly emphasized one day when he got a heat stroke while hanging around an oil mine site. When he came to, he resolved his solace would be the operating room, the only air conditioned room he knew of at that time.

More about Dr. Saad

Dr. Saad is an experienced surgeon with more than 40 years of practical experience currently residing at Eatontown, New Jersey. He graduated from Cairo University School of Medicine in 1971. He practiced his residency at UMDNJ IN 1977 and Medical University of SC in 1979.

With regard to certification and licensure, Dr. Saad is certified in pediatric surgery by the American Board of Surgery, New Jersey State Medical License as well as the IA State Medical License.

Dr. Saad has been able to gain a lot of recognition from the patients he has served over the years. He has proved that his ability to treat his patients goes far beyond the operating table into building a closer relationship with them as he is concerned about them.

This is evidenced by the fact that Dr. Saad was awarded the Patients’ Choice Award in the year 2014 as a result of being the surgeon that most patients wanted to work with. In the same year he also received an award for Compassionate Doctor Recognition as a result of his excellent bedside manner.

Dr. Saad is definitely a great surgeon and potential mentor to many future surgeons. Learn more: